Users have the option to be a prepaid or post paid user. As a prepaid client, a user will be required to pay money upfront into the Collateral Registry Income Account (A/c no. PL 52433)] located at the Banking Hall of the Bank of Ghana Head Office or any of the regional branches. A virtual account will subsequently be created to enable the user have access to the services of the Registry until the money paid is exhausted.  

As a post paid user, a user’s representative universal bank will have to officially give the Collateral Registry a mandate to debit their accounts at Bank of Ghana on the user’s behalf.

Users of the Registry shall pay the following prescribed fees:

Transaction Fee charged per transaction
Registration of a charge or collateral GH¢10
Search GH¢5
Extension (Renewal) GH¢5